Our Product
We offer non-dilutive capital financing for a fixed annual fee between 9% and 12%, with a 12 month repayment term. We are a direct lender which enables us to make underwriting decisions faster, provide transparent and clear product terms and ensure our customers realize their financing goals.







- Product:Non dilutive capital
- Collateral:None
- Term:12 months
- Fixed Annual fee:9%
Why choose Efficient Capital
Our product enables you to be more discerning about the capital structure of your company and infuse non-dilutive capital into your business. You can thus strike the right balance between dilutive and non-dilutive capital. By financing with us, you prolong your runway, realise higher growth, improve unit economics, and negotiate equity capital on better terms. We don’t levy any processing fees and don’t charge any fees upfront. There are no hidden charges either - this means the capital we approve is the funding you get !
Our target audience
B2B SaaS companies
With recurring revenue
ARR > $100k
6+ months of revenue history



3 Steps to get Efficient capital
Submit
your business details
Sync
your banking, accounting and contracts data
Success
Deploy your efficient capital.
We have no processing fee! Applying for Efficient Capital only requires a small investment of your time
Let’s get Efficient, together.
