

Smarter Payments. Flexible Capital.
Sending money from the U.S. to India is slower, costlier, and more complicated than it should be. We’ve lived this. So we built ECL Pay to make cross-border payments faster, cheaper, and fully compliant for global-first companies

What ECL Pay can do for Your US-to-India Operations.
Stop wrestling with traditional banks and unpredictable transfers.Start experiencing a smoother financial flow:
Send Funds Fast
Funds settle within just 1 business day, so your partners get paid on time and your business keeps moving
.png)
Transparent & Fair FX
ECL Pay offers a low FX rate with full transparency up front. No hidden costs or surprises.
.png)
Simplified Compliance
Navigate financial regulations with ease. Compliant inward remittance certificates (FIRC) are automatically generated and issued for every transaction
Why It Matters Now
International payments are becoming the backbone of modern SaaS. But traditional banking is still built for legacy businesses. That gap costs founders time, money, and leverage.
Pricing for Efficient Capital Labs Customers
This means faster, more cost-effective operations — and stronger leverage for your next capital raise.
As an existing Efficient Capital Labs customer, you get exclusive access to lower transaction fees
Ready to Optimize Your US-to-India Financials?
If you’re billing clients overseas, managing intercompany transfers, or just tired of feeling boxed in by slow banks and equity-heavy raises — this was built for you.
Want to talk through how it works for your business? Let’s walk you through it.

Talk to Us
Let’s explore how ECL Pay can support your next stage of growth.