Smarter Payments. Flexible Capital.

Sending money from the U.S. to India is slower, costlier, and more complicated than it should be. We’ve lived this. So we built ECL Pay to make cross-border payments faster, cheaper, and fully compliant for global-first companies

What ECL Pay can do for Your US-to-India Operations.

Stop wrestling with traditional banks and unpredictable transfers.Start experiencing a smoother financial flow:

Send Funds Fast

Funds settle within just 1 business day, so your partners get paid on time and your business keeps moving

Transparent & Fair FX

ECL Pay offers a low FX rate with full transparency up front. No hidden costs or surprises.

Simplified Compliance

 Navigate financial regulations with ease. Compliant inward remittance certificates (FIRC) are automatically generated and issued for every transaction

From USD inflow to INR growth — discover how founders and CFOs are using ECLPay to fuel global scale

Real Impact

Managing our significant operational costs in India and finding flexible capital for growth wereconstant challenges. This partnership has simplified our payments dramatically and unlockedfunding based on our actual business flow, not just another equity round. It’s the integratedfinancial solution we needed to truly scale.

Why It Matters Now

International payments are becoming the backbone of modern SaaS. But traditional banking is still built for legacy businesses. That gap costs founders time, money, and leverage.

Pricing for Efficient Capital Labs Customers

  • This means faster, more cost-effective operations — and stronger leverage for your next capital raise.

  • As an existing Efficient Capital Labs customer, you get exclusive access to lower transaction fees

Ready to Optimize Your US-to-India Financials?

If you’re billing clients overseas, managing intercompany transfers, or just tired of feeling boxed in by slow banks and equity-heavy raises — this was built for you.

Want to talk through how it works for your business? Let’s walk you through it.

Talk to Us

Let’s explore how ECL Pay can support your next stage of growth.