Embedded Finance for Growing Ecosystems
Offer trusted financing inside your platform, without building a lending business, deploying capital, or changing how you serve your customers.
Financing, Embedded Thoughtfully Into Your Platform
Many platforms serve companies at moments where capital decisions matter - growth planning, expansion, efficiency, or timing.
ECL Embedded Finance lets you embed ECL’s non-dilutive financing into your platform experience, so your customers can access capital in the same place they already manage their business.
The experience is white labeled and fully powered by ECL’s lending stack, so you’re not exposed to any additional risk.
The result?
You provide your customers instant access to capital
Your brand — not the bank — stays in the driver’s seat
You don’t have any backend debt infrastructure to build or maintain
You offer more value without increasing your risk or burn rate
ECL Embedded Financing doesn’t just power transactions — it builds stickiness, revenue streams, and real growth engines inside the products and platforms you’ve already built. Ready to add another gear?
Who This Is For
Embedded Finance is built for platforms that support startups and growth-stage companies as part of their core offering.
This includes fintech and SaaS platforms, accelerators, venture firms, and startup ecosystems.
Bring More Value to Your Customers with Embedded Financing
How It Works
Choose the right integration
Partners can offer ECL financing via a lightweight embedded flow or a deeper product integration, depending on the platform experience.
Customers apply within your ecosystem
Applications are initiated through your platform, with clear context and minimal friction.
ECL powers the financing
Decisioning, capital, and servicing are handled by ECL, with your brand remaining front and center throughout the journey.
Why Our Partners Choose ECL Embedded Financing
Zero Setup Cost
There’s no setup fee required and ECL provides both the technology and the debt capital. You get all the upside of offering more value without increasing your risk.
Elevated Customer Experience
The financing flow is designed to feel native to your platform. Customers apply with context, minimal friction, and full transparency, without being pushed through bank-style processes.
Brand Equity Boost
You become the platform that actually helps customers grow, not just manage their workflows. Connecting your customers to capital improves their experience and strengthens their loyalty.
Global Capital Access
250+ companies across 20+ countries have tapped ECL financing through partner platforms. Our faster, cleaner capital model accelerates growth without dilution.
FAQs
There is no setup fee or platform cost for partners. ECL provides the capital and infrastructure. End customers pay transparent financing fees based on their facility.
No. Financing is provided entirely by ECL. Partners do not lend from their balance sheet or take on credit risk.
The experience is branded to feel native to your platform and clearly powered by ECL. The exact presentation depends on the integration approach.
Fintech platforms, SaaS companies, accelerators, venture firms, and startup ecosystems serving AI and SaaS businesses at scale.
The best first step is a conversation. We’ll walk through your platform, audience, and integration options to see if Embedded Finance is a fit.