Blog

Resources and articles for startup founders

November 6, 2025
3
min read

Introducing AURA: AI Engine for Smarter Underwriting

AURA by Efficient Capital Labs, an AI-powered underwriting platform that reads, reconciles, and reasons across global financial data for faster, fairer capital decisions.

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All blog articles

November 3, 2025
2 min read

How to Vet a Capital Partner: Red Flags, Green Flags, and Questions to Ask

Choose wisely, and it’s “the beginning of a beautiful friendship.” Choose poorly, and you might be worse off than having no partner at all.

October 23, 2025
3 min read

The SaaS Founder's Guide to Navigating FX Volatility

New markets mean new revenue streams. But global expansion comes with the threat of foreign exchange (FX) volatility.

August 29, 2025
3 min read

What SaaS Investors Look for (That Founders Often Miss)

The kind of exponential growth a VC is looking for (10x-15x) happens when a company is reliable, disciplined, and scalable.

August 19, 2025
3 min read

The Art of Capital Timing: When NOT to Raise (Even If You Can)

You might be tempted to pursue venture capital fundraising as soon as you can. If you’re pursuing capital for one of these 5 reasons, VC might not be your best bet.

August 13, 2025
3 min read

Partner Playbook: How Banking & Finance Platforms Can Support SaaS Capital Needs

Understanding the SaaS finance ecosystem can maximize the benefits to SaaS customers and the financial companies that fuel them.

August 8, 2025
2 min read

From Burn to Balance: How Smart Founders Manage Cash in Chaotic Markets | ECL

Changing your cash management approach can alleviate pressure and set up your startup to be more agile and take advantage of opportunities when they arise.

August 5, 2025
3 min read

How to Build CFO Muscle Before You Can Afford One | ECL

Your startup will have CFO needs before you have full-time CFO budget. Build the structures and practices that will support financial success as you scale.

July 11, 2025
3 min read

Series A Funding: Metrics, Milestones, and the Story You Need to Tell

Winning over Series A investors starts with knowing what they want to see.

July 8, 2025
2 min read

SaaS Pricing Models: Choosing the Right One for Growth

The right pricing strategy will help you boost sales and lower customer acquisition cost (CAC) to help you reach profitability sooner.

Hear From Our Successful Business Owners

"Our experience was very easy, no complaints - quick and very good. ECL’s financing is more fair for everyone, you know what your margin and costs are and can put it in a budget - it is more simple than other forms of financing which can be complicated for a small company."
David Anselm
Founder & CEO
"[The ECL team] was accessible and answered all my queries promptly. The process was extremely smooth and efficient. I had the most stress-free and comfortable funding experience. ‍The fact is that their product speaks for itself and is significantly ahead of the competition."
Kalyan Varma
CEO
"What I love about the ECL team is their rapid turnaround. The team was able to assess our case, and give me a decision within a week. And then once they made the decision, we had the money almost overnight."
Deb Noller
CEO
"We have been really happy with the funding ECL has given us. We were able to increase our growth by 150%. As a software startup, this funding was easier to access than a bank loan. This financing has been really the last push that we needed this year, so we are really eager to recommend ECL."
Luis F Sánchez
CEO
"I recommend ECL to our SaaS Founders Community. ECL has competitive rates, simple terms, minimal paperwork and most importantly, a remarkable speed of execution. We got the money in the bank in just a few days and without much effort!! ECL has helped us scale ahead of revenue."
Manik Mehta
Founder & CEO
"Our partnership with ECL has allowed us to fund investments in technology and customer success with tremendous ease and efficiency! ECL is an absolute game changer for non-dilutive funding. Bringing in equity investors early on can deprive you of the silence you need while building your product."
Rena Nigam
Founder & CEO