Modern financing for global AI & SaaS startups

Get up to $2.5M in rapid growth capital, with no dilution.

Get in touch
0+
Companies funded
0+
Countries our customers operate in
0%
Customer return for repeat financing
5 min.
Apply Online
Founder
Generating instant offer...
Receive funds
+ $1,000,000
Join the 100+ companies we’ve financed.

What makes our financing different

We champion a modern approach towards financing startups.

Non-dilutive funding

Grow with up to $2.5M of financing, while preserving your ownership. Receive up to 65% of your annual revenue upfront, with no equity, warrants or dilution.

Borderless funding

Get recognized for your growth in all geographies, via our global underwriting. Get funded in USD, INR or SGD.

Rapid funding offers

Time your cash to your opportunities. Receive an offer within 3 days, with an instant indicative offer if eligible.

Modern experience for startups

Monitor your funds with our online dashboards. Our 20 minute application saves you time using APIs and AI for fast processing.

Get in touch

Explore our Use Cases

How can financing from ECL help you scale your AI or SaaS business?

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Grow without dilution

The average equity stake at exit is just 25% for founders. We help you to scale your business without giving away equity or ownership, with the financing you need to hire, operate and build.

Grow without dilution
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Get funding in multiple markets

Get funded in the geographies where you are investing and expanding. Currently we offer financing in USD, SGD and INR.

Get funding in multiple markets
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Extend your runway

Our financing powers growth between your venture rounds. If you are exploring bridge funds to achieve your next milestone or growth metric before the next round, non-dilutive finance from ECL can help you get there.

Extend your runway
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Invest in marketing and growth

Growth is a major expense for scaling companies. Every dollar spent on growth can be multiplied into sustainable revenue. Paying for that growth - whether entering a new market, or marking a key hire - requires financing on day one.

Invest in marketing and growth
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Hit profitability faster

Achieving profitability requires investment, to the point where your revenue is consistently covering costs. Non-dilutive finance can help you bring that milestone forward by 6 to 12 months.

Hit profitability faster
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Cover working capital gaps

Managing cash inflows from your customers at the same time as paying company expenses can create timing issues. Whether a customer payment is delayed, or you need to make a large upfront investment, we help you finance gaps in your working capital.

Cover working capital gaps

How it works

1

Apply online

Help us get to know your business. Sync and submit your bank, accounting and contracts data.

2

Receive an offer

Your offer will include the amount we can finance, and a transparent flat pricing offer - there are no hidden costs!

3

Get funded

Use your financing to take your business to new levels.

Apply

Financing built for AI & SaaS

Join over a hundred customers financed by us

100+
Companies funded
20+
Countries our customers operate in
75%
Customers return for repeat financing

Hear from our customers

"Our experience was very easy, no complaints - quick and very good. ECL’s financing is more fair for everyone, you know what your margin and costs are and can put it in a budget - it is more simple than other forms of financing which can be complicated for a small company."
David Anselm
Founder & CEO
"[The ECL team] was accessible and answered all my queries promptly. The process was extremely smooth and efficient. I had the most stress-free and comfortable funding experience. ‍The fact is that their product speaks for itself and is significantly ahead of the competition."
Kalyan Varma
CEO
"What I love about the ECL team is their rapid turnaround. The team was able to assess our case, and give me a decision within a week. And then once they made the decision, we had the money almost overnight."
Deb Noller
CEO
"We have been really happy with the funding ECL has given us. We were able to increase our growth by 150%. As a software startup, this funding was easier to access than a bank loan. This financing has been really the last push that we needed this year, so we are really eager to recommend ECL."
Luis F Sánchez
CEO
"I recommend ECL to our SaaS Founders Community. ECL has competitive rates, simple terms, minimal paperwork and most importantly, a remarkable speed of execution. We got the money in the bank in just a few days and without much effort!! ECL has helped us scale ahead of revenue."
Manik Mehta
Founder & CEO
"Our partnership with ECL has allowed us to fund investments in technology and customer success with tremendous ease and efficiency! ECL is an absolute game changer for non-dilutive funding. Bringing in equity investors early on can deprive you of the silence you need while building your product."
Rena Nigam
Founder & CEO

The best financing services for AI & SaaS

Explore our financing products for global businesses and for partners

Global Financing (USD)

Leverage non-dilutive capital to scale your global AI or SaaS company.

Learn more

Local Financing

Access financing in your local currency, to scale operations.

USD Financing
INR Financing
SGD Financing

Embedded Finance

For investors and SaaS companies, launch your own financing product with ECL’s technology and capital stack.

Learn more

Learn how startups succeed with ECL financing

View all Case Studies
Manik Mehta
Founder & CEO at Omnify, Inc

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